Institutional Investment Management

North Oaks Financial Group partners with institutions to provide comprehensive investment management services. Portfolios are customized to align with each organization’s objectives and are designed with the flexibility to adapt to material changes as they arise.

Our technology-driven platform enables a seamless onboarding experience and allows multiple designated members of an organization to access investment accounts and performance reporting.

Investment Services

• Investment Policy Statements (IPS) – Construct a framework for managing an investment portfolio, including details on asset allocation, risk tolerance, and liquidity requirements. We monitor the IPS on a structured basis to ensure suitability is maintained.
• Investment Due Diligence – Consult with portfolio construction teams at BlackRock Funds, Fidelity Investments, and J.P. Morgan Asset Management to discuss market outlook and investment themes.   
• Research and Analysis – Conduct in-house research to create and monitor custom built model portfolios and equity investment sleeves.
• Portfolio Management – Utilize both strategic asset allocation as a foundation (long-term in nature) and tactical allocation to take advantage of perceived short-term opportunities.
• Rebalancing – Systematic rebalancing of accounts when material model portfolio changes are made, while being tax-conscious if applicable.
• Performance Reporting – Investment performance reporting which aggregates results across accounts and compares them to appropriate benchmarks.
• Third Party Payments/Distributions – Money movement includes wires, ACH transfers, and checks in or out of the account, as well as standing instructions and recurring distributions to third parties.

Investment Strategies

• Core ETF (Exchange Traded Fund) Portfolios – Asset allocation portfolios to diversify holdings using ETFs.
• Growth Equity Sleeve – Stock portfolio with the primary objective of capital appreciation.
• Growth and Income Equity Sleeve – Stock portfolio with the primary objective of capital appreciation with a secondary objective of income.
• Income Portfolios – Fixed income portfolios with the primary objective of current income.
• Money Market Funds – Preserving principal while paying a modest level of interest.
• Separately Managed Accounts and Alternative Investments – Specialized investment solutions that typically require minimum income or net worth thresholds and are managed by our team in partnership with select third-party managers.
  • For example:
    • Direct Indexing – A strategy that involves owning the individual securities of an index to enable customization, tax loss harvesting, and alignment with specific investment preferences typically to manage capital gains.
    • Private Credit – Investments in privately negotiated loans to businesses, offering income-focused returns and diversification through exposure to non-public credit markets.
    • Private Equity – Long-term investments in privately held companies aimed at driving value through operational improvements, growth initiatives, or strategic restructuring.
    • Multi Strategy Hedge Funds – Hedge funds that allocate capital across multiple investment strategies to diversify risk and seek more consistent, risk-adjusted returns across market cycles.

The North Oaks Financial Group’s Investment Committee works in consultation with our portfolio construction teams at BlackRock Funds, Fidelity Investments, and J.P. Morgan Asset Management. Investment Committee members: Connor Chesnut, CFA – Director of Portfolio Management, Luke Schneider, CFP® – Wealth Advisor, Keith Berg, CFP® – Wealth Advisor

Here is our firm-level Investment Policy Statement (IPS), provided as a general example; specific provisions may be tailored or modified to reflect individual client objectives, constraints, and circumstances.

Fee Structure

Our fees for Institutional Investment Management are arranged as a percentage of assets under management (AUM). These fees are pulled directly from investment accounts on a quarterly basis. Fees are based on the amount of assets invested with North Oaks Financial Group, complexity of the portfolio, and are calculated using a tiered breakpoint schedule and may be blended across asset levels.

• Tiered-fee schedule with AUM fees ranging from 0.25% to 0.90% (scaling down with asset balance)

Please send us a message to begin a discussion about how we could partner with your organization.